Finchoice Loan Application | Apply Online @ Finchoice Mobi

finchoice loan application

See how you can get quick loans on your mobile. Now you do have to undergo tiresome procedures. Everything is made fast and easy for you. Check the Finchoice loan application guide below to see how you can apply.

Finchoice Loan Application

Finchoice offers you money when you need it. If you are in quick need of ash, Finchoice is the place for you to go. It has tons of products and services that help to cover your monetary needs. 

Also, at, you get access to money with the speed of light. Here, you do not have to undergo tiresome paperwork and procedures. You can do everything on your mobile device, very easily.

How Much Can I Borrow from Finchoice?

You can borrow up to R40,000, even when you are a new customer. The Funeral cover plan offers you up to R50,000 for each member of your family. 

Further, even if you have applied for a loan, you can still apply for more.

Finchoice Product and Services

As stated earlier, Finchoice offers you services to cover your monetary needs. Any type of need you have, there’s a type of loan for it.

Check out the services below:

  • Personal Loans
    1. Loan amount: Up to R40,000.
    2. If you finish your repayment, you might be eligible for extra.
    3. The FinChoice Personal Protection Plan protects you if you lose your job, become disabled, or die.
    4. Repayment period: six months
  • FinChoice MobiMoney Facility
    1. Loan amount: Up to R10,000.
    2. Free to activate.
    3. Pay back only what you used.
    4. Daily withdrawal limit: between R100 and R10,000
    5. Repayment period: between one to three months.
  • KwikAdvance
    1. Loan amount: Up to R3500.
    2. Make an early repayment of your loan and you will be eligible for more.
    3. Repayment period: On your next payday
  • Funeral Cover
    1. Loan amount: Up to R50,000 per person
    2. One plan covers up to 19 family members.
    3. For the next 12 months, premiums remain unchanged.
    4. There is no waiting period for an unintentional death.
    5. If you switch from another insurer to us, we will waive your waiting time.
    6. The application does not require a medical examination.

Finchoice Loan Application | Eligibility Requirements

Check out how to qualify for Finchoice loan application below.

To borrow money from FinChoice, you must:

  • Be a South African citizen.
  • Be 18 years or above.
  • Have a bank account.
  • Have a permanent job
  • Provide proof of income

Finchoice Loan Application Guide | How to Apply 

Before you apply, check to see if you meet all the requirements above. If you do, then, go on with the application processes.

How to apply for Finchoice loan:

  1. The first step is to fill your loan quotation.
  2. On the loan quotation, enter your full name (first name and surname)
  3. Enter your ID number.
  4. Enter your cell number and email address.
  5. Input your net salary amount.
  6. Click on Continue.
  7. Follow other prompts to complete your loan application.

Finchoice Customer Care Service

Get in touch with FinChoice:

  • Finchoice contact number: 0861 346 246

Call service hours are open: 

Monday – Friday 07:30 – 19:00

Saturday 08:00 – 17:00

Sunday 09:00 – 14:00

Public holidays 08:30 – 15:00

  • Email:
  • SMS: SMS ‘LOAN’ to 083 8555 700 and you will get a correspondence.
  • Fax: 021 680 8260
  • KwikServe
    1. Register for KwikServe by dialing *130*1048#
    2. Access KwikServe by dialing *120*1048#
  • Physical Address: 78 Main Road, Wynberg, 7800

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