Meet your demands and sort out your needs with quick personal loans. Apply for Harmony Loans Australia and meet your long-term or short-term goals. Moreover, you can complete your loan application online and get funds within an hour of your application. And there are no hidden charges. Everything on the website is crystal clear. Explore the website from the comfort of your home and access loan offers on the website.
Browse to learn more about Harmony loans and how to access and get quick loans.
Table of Contents
What is Harmony Loan Online?
Harmony Loan is one of the best-known lending platforms in Australia that offers quick personal loans. Whether you want to buy a car, a house, or pay fees, you can get it on Harmony loans. The website provides loan users with the best interest rate. Moreover, customers can get 3, 5, or 7-year loan terms on the platform.
The Harmony loan application is a 100% online process. You do not need paperwork or to visit any office to get loans. Plus, you can get secured and unsecured loans on the website. You can always contact their 24-hour customer care for assistance or complaints.
How Does a Harmony Loan Work?
Harmony Loan works easily for both new and old customers.
- Apply for a loan on the site and provide the required documents to proceed.
- They give you information about your loan, including terms, interest rate, borrowing cap, and payback schedule.
- Agree to your lending terms, and please provide the final details. Within a day, you will get funds to your account.
Harmony Loans Login
Create an account with Harmony Loan to access your loan offers on the website. You can register and sign in to your account without a single delay. Once the registration is complete, you can begin your loan application on the website.
To create an account on Harmony Loans, follow the guide below:
- Go to the Harmony loan website
- Click on sign in at the top corner of the page
- Continue with Google or Facebook
Who is Eligible for Harmony Loans Australia?
To qualify for the Harmony Loan, you must meet the following conditions:
- Be 18 years and older.
- Have a reliable source of income
- Be a New Zealand citizen or resident
- A valid Australian passport or driving license
- Have a clear credit history
How Much Can I Borrow on Harmony Loans Australia?
You can get loan offers on Harmony between $2k – $70k loan limits. And you can get loan terms between 3 – 7 years with an establishment fee of $150. Plus secured fixed rates from 9.89%* p.a to 21.49% p.a and unsecured fixed rates from 9.99% p.a. to 24.99% p.a.².
How Long Does it Take to Process Harmony Loan?
Once you complete your loan application and they approve it, you can get funds within 1 – 3 business days. However, the loan type determines how long it will take to get funds to your account.
Harmony Loans fees
Check the costs associated with a Harmoney loan. Even though you might never be required to pay some of these costs, it’s still necessary to know what charges you might incur and when.
Establishment charge: A $150 establishment fee applies to all loans.
Dishonor fee: If you try to make a repayment but don’t have enough money in your account to cover it, the lender will charge you a $15 cost.
Overdue fee: Harmoney will charge you $20 if you fail to repay the loan by the due date. This fee can be applied more than once if your account is still in arrears because they will assess it on days 6, 36, 66, 96, and 120 following the repayment deadline.
How to Apply for Harmony Loans Online
To apply for the Harmony loan online, follow the easy guide below:
- Visit the Harmony Loan website
- Click on Apply and create an account
- Fill out the provided form with your detail
- Accept the terms and conditions.
- Submit
Complete your application form, once they approve it, you will get your funds.
Harmony Loan Repayment
Repay your loan on time to build a good credit score and be eligible for a higher loan amount. The loan repayment process is easy. It is easy for users to pay without pressure. You can choose to pay weekly, fortnightly, and monthly.
To repay the loan, contact the customer care line below and proceed with the instructions.
Harmony Loans Contact Number
Reach out to the Harmony customer care line anytime for guidance or complaints. Please contact at 0800 427 666 if you need assistance.
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