Apply for programs that can repay part or all of your school loan debt here. Check the NHSC loan repayment programs available for you. Also, see how you can qualify for the repayment program.
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What is NHSC Repayment Program?
The National Health Service Corps Loan Repayment Program hires health professionals to work in places where there is a lack of health professionals in exchange for assistance in repaying their eligible student loans. These doctors earn a competitive wage, some tax benefits, and the opportunity to have a substantial influence on a community in addition to loan repayment. Each year, the maximum repayment is $25,000 during the required initial two-year contract. To the extent that they have unpaid qualifying educational loans and serve at an approved site, participants may extend loan repayments beyond two years, one year at a time.
NHSC Repayment Program Eligibility Requirements
To qualify for the NHSC loan repayment program, you must:
- Be a citizen or national of the United States
- Be a licensed practitioner in the state where you’ll be serving as a Corps member.
- Maintain a separate account for unpaid government or commercial loans for school tuition, reasonable educational expenditures, and reasonable living costs.
- Work in one of the disciplines listed below:
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- Certified Nurse-Midwife (CNM)
- Dentist (DDS or DMD)
- Health Service Psychologist (HSP)
- Licensed Clinical Social Worker (LCSW)
- Licensed Professional Counselor (LPC)
- Marriage and Family Therapist (MFT)
- Primary Care Certified Nurse Practitioner (NP)
- Primary Care Physician (MD or DO) and Assistant (PA)
- Psychiatric Nurse Specialist (PNS)
- Registered Dental Hygienist (RDH)
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- Be currently working in an NHSC-approved facility or one that is located in a Health Professional Shortage Area.
NHSC Loan Repayment Programs
- Current Loan Repayment Recipients
Awardees of the National Health Service Corps Loan Repayment Program (NHSC LRP) commit to serving for at least two years.
Those two years must be spent in clinical practice, either full-time or part-time. You must also serve in a Health Professional Shortage Area at an NHSC-approved service site (HPSA).
When your NHSC LRP contract goes into effect, your service obligation begins. The Secretary of Health and Human Services (or their designee) countersigns it on that day.
Further, You must work a set amount of hours per week, either full-time or part-time. That work must be in the discipline for which you applied and for which you were awarded through the NHSC LRP contract, and also, it must be performed at your NHSC-approved site(s).
- Prospective Loan Repayment Recipients
The NHSC Loan Repayment Program assists licensed primary care practitioners in approved specialties with loan repayment (NHSC LRP).
You must spend at least two years at an NHSC-approved site in a Health Professional Shortage Area in exchange for loan payback (HPSA).
- State Loan Repayment Program (SLRP)
The National Health Service Corps (NHSCState )’s Loan Repayment Loan Repayment Program (SLRP) is funded by a grant from the Health Resources and Services Administration’s Bureau of Health Workforce (BHW).
Primary medical, mental/behavioral, and dental healthcare practitioners working in Health Professional Shortage Areas can apply for loan payback through these programs (HPSAs).
The SLRP provides states and territories with cost-sharing funding to help them run their debt repayment schemes.
When is the LRP Deadline?
The deadline is now extended to February 3, 2022, at 7:30 p.m. ET.
Note: NHSC will not accept requests to revise a submitted application or submit additional information after the deadline.
HRSA Customer Service
If you have any questions, please contact:
- HRSA call center at 1-800-221-9393
- TTY for hearing impaired: 1-877-897-9910
Helplines are open from Monday through Friday (except Federal holidays), 9 a.m. to 5:30 p.m. EST.
Or, you can email them at gethelp@hrsa.gov
