Zamcash Loans Application | How to Get Quick Loans Online

Zamcash Loans application

Are you looking forward to getting quick, fast loans online to meet your expenses? Look no further! You can apply for loans and receive credits in your account in a few moments on Zamcash. Begin your Zamcash loans application today and get up to K2000. Moreover, you do not need paper or have to visit any of the offices. The application process is simple, straight, and hassle-free. Above all, there are no hidden charges.

Get all the information you need about the Zamcash loan application and how to apply for quick loans.

About Zamcash Loans Online

Zamcash Loan is an online lending service that offers quick, legitimate loans to its customers. It provides quick short-term loans in Zambia to aid with unforeseen costs or urgent cash demands. It is a straightforward, fully online lending platform. With our rapid application process, which allows you to receive cash in minutes, you can apply for a Zamcash loan any time of day, seven days a week.

Furthermore, you can get loans on the platform without hidden charges and at low interest rates. Zamcash makes loan applications easy and stress-free for all their customers. 

Why Zamcash Loans?

Zamcash loans have a stand-out feature that makes them different from other lending platforms. You can begin your loan application with only a few easy steps. Check below to see why you can rely on Zamcash:

  • The Bank of Zambia is the licensing and regulatory body for the loans offered by Biu Capital Ltd.
  • There is No Paperwork, no guarantors or collateral required
  • Completely online procedure that you may finish in the comfort of your own home
  • Receive mobile funds just in 5 minutes after loan application (* Terms and Conditions Apply)

Zamcash Loans Login Download

To apply for loans on Zamcash, every user has to create an account first of all. By creating an account, you access loan amounts on the platform. However, creating an account on the platform is easy.

Check the guide below to create an account on Zam Cash:

  • Open the Zamcash website online.
  • Click on LOGIN at the top right corner of the page.
  • Click on Next
  • Put your Aitel or MTN number and follow the prompt.

How Much Can I Borrow on a Zamcash Loan?

The loan amount varies on the Zamcash loan. You can get a loan as low as 200k with a low interest rate. Regular customers can get up to 2000k. If eligible, you can get the desired loan amount and repay when due.

What are the Requirements for a Zamcash Loan Aplication?

Provide the eligibility required to successfully apply for loans and get funds to your bank account. However, Zam Cash does not require much to offer loans to customers. 

Provide the loan requirements below to be eligible for the loan.

  • You must be a citizen of Zambia.
  • Although the system is not available to everyone, to be eligible for a Zamcash loan, you must be employed in the private sector for a registered business and have a steady source of income.
  • Own an active Airtel or Mtn number.
  • Candidates have to be between the ages of 21 and 60.
  • Have a Zambian NRC

Zamcash Loan Application Process

Follow the easy guide to complete the Zamcash loan application process and the loans quickly. You won’t have to visit any branch to apply for loans. Access the website from the comfort of your home and apply for your desired loan amount with a low-interest rate.

To apply for the Zamcash loans, follow the easy steps below:

  • Go to the Zamcash loan official website.
  • Create an account and follow the required field.
  • Provide minimal information with the required documents.
  • Verify that you can accept the online loan. Within five minutes, you will receive mobile money.

Zamcash Loan Payment – How to Repay

There are two ways you can pay back the loan:

  • Using the Zamcash online payment system, you can pay immediately.
  • You can use your MTN or Airtel mobile money.

How to Repay Zamcash Loan 

Take the easy procedures below to repay:

  • Go to
  • Log in to your account.
  • Enter your Mobile Number
  • Click here for the verification code.
  • Click Make Loan Payment
  • Select Repayment Method and click WebPay.
  • Put the Repayment Amount
  • Put Your Mobile PIN Number
  • Repayment Result

To Pay With the money of Airtel or MTN.

  • Enter *115#.
  • Choose an option. 4— Pay the bill.
  • Choose an option. 6 — Products and Services
  • On the merchant code, enter the number 1.
  • Enter Business Name (sazam type).
  • Enter the Repayment Amount.
  • In the Reference field, type your NRC without any spaces.
  • Enter PIN (your PIN)

Customer care Services

Use one of the following methods to get in touch with customer service:

  • 260 776435588
  • 260 962303456
  • 260 962307480
  • 260 962099742
  • From 7:30 AM to 9:30 PM Mon-Sun.
  • e-mail:

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